This is a very informative e-book that has been nationally distributed for almost a decade. If you have time to restore your own credit rating, this publication will answer all your questions. It contains examples of the Dispute Letters you’ll need and also a copy of the Fair Credit Reporting Act that disputing programs are based on. Federal legislation permits you to dispute ANY AND ALL information on your credit reports and legally require the national credit bureaus to comply with the law. Stop letting the system abuse you by allowing the credit bureaus to publish whatever they want to about you. Take control of the process. You’ll be taught the techniques used by the Credit Repair professionals so you can do it yourself and save a lot of money. Learn how to increase your FICO Scores by more than 100 points as you go through the process.